Are you trying to check your Ratibi Card salary balance or access hidden benefits and find it difficult? Whether you want to maximize the value of your card or are a first-time user, this guide will walk you through the process of properly handling your pay using the unique Ratibi Card capabilities.
The Ratibi Card of First Abu Dhabi Bank (FAB) is a prepaid salary card that ensures employees may access their pay without a regular bank account. Perfect for workers making up to AED 5,000, the card offers basic financial tools, simple cash withdrawals, and balance checks.
We shall go over how to check your this Card balance in this blog post and stress the main benefits of using it.
The Ratibi card is what?
First Abu Dhabi Bank (FAB) presents a prepaid salary card called the Ratibi Card. Designed as part of the Wages Protection System (WPS), it offers businesses an electronic and safe means of paying their staff. Unlike conventional bank accounts, no bank account is required to access your salary with a Ratibi Card, thus it is perfect for employees without a personal bank account or those employed for companies registered with FAB for payroll operations.
Important Ratibi Card traits include:
Prepared Salary Card: None of a bank account is needed.
Cash withdrawals: Access your pay at automated teller machines.
Online and Store Purchases: Shop conveniently both physically and online.
Get alerted via free SMS when a transaction takes place or your salary is credited.
Coverage of accident insurance reach AED 25,000.
How can one check the salary balance on their Ratibi Card?
You may check your Ratibi Card balance in several ways:
- Online Equation Search
Check your balance online:
Visit the Ratibi Prepaid Card Balance Enquiry Portal directly.
Enter your Ratibi Card number’s last two digits as well as Card ID number.
See your present balance by clicking “Go”.
- Utilizing the Payit App
Managing your Ratibi Card is simple thanks to the Payit App:
From Google Play or Apple App Store download the Payit App.
Open the app then choose Ratibi Cardholder.
Enter your card data to generate a PIN.
See your balance right away and control other features including salary advances.
- At FAB automatic teller machines
Any FAB ATM will show your balance:
Put your Card into the machine.
Present your PIN here.
Choose for a balance inquiry.
On the screen will show your balance.
Ratibo Card Benefits
The Card provides more than just quick pay access. Some hidden advantages are as follows:
Get informed on salary credits and transactions by free SMS alerts.
No minimum balance Requirement: More freedom than in standard bank accounts.
Ask the Payit App to advance up to half of your pay.
Covering accidental death up to AED 25,000, personal accident insurance also provides hospitalisation benefits.
Send money to more than 200 countries effortlessly with the Payit App.
To make quick online payments, link your Ratibi Card to Apple Pay, Google Pay, or Samsung Pay.
Applying for a Ratibi Card: Guidelines
Requesting the this Card is easy. Ensure your employer is registered with FAB for payroll services and that you have up-to-date KYC documentation. Submit the Ratibi Application Form and Employee Details Sheet to your employer or a nearby FAB branch.
Conclusion
The Ratibi Card offers flexibility, security, and a variety of benefits for employees without a traditional bank account. With easy balance checks, free SMS alerts, salary advances, and personal accident insurance, it’s an excellent way to manage your salary and finances more effectively.
Start using your this Card today and enjoy seamless access to your wages with a host of additional features designed to make your financial life easier.